THESE HOMES ONLY GO UP TO $300K TO KEEP THE MONTHLY PAYMENTS AT $1800 A MONTH OR BELOW ASSUMING $80 HOA PER MONTH AND HAVING $1500 IN PROPERTY TAXES PER YEAR. THESE CALCULATIONS ARE BASED ON A 3.5% INTEREST RATE FOR 30 YEARS, ON AN FHA LOAN, AND THE LENDER GRANTING THE 3.5% DOWN PAYMENT TO THE BORROWER. We have three lenders; two of them are mortgage brokers and one is a mortgage banker that we use to give you the best programs for Down Payment Assistance and we have evaluated their regulations as far as loan forgivability meaning how long do you have to live in your home before you can sell or refinance. Some of them you must live in the residence for a minimum of 3 years before the Down Payment Assistance grant is forgiven, others can be longer. Also, some of the Down Payment Assistance grants can have a considerably higher interest rate than the primary, 96.5%) first mortgage. Other DPA grants the 3.5% DPA grant can have the same interest rate as the primary 96.5% first mortgage. For more details, please contact us at 480-999-6061 or you can email us at email@example.com
If you can save your 3.5% Down Payment for a normal FHA loan, then for the same payment of $1800 a month, your payment goes up down by $90 a month because of a lower interest rate of 2.75%! Keep in mind that your actual interest rate will depend on your credit scores, Debt to Income ratios, your gross monthly income, and your job or income stability.
Our website features the best Queen Creek and San Tan Valley Real Estate search for homes, mobile homes affixed, land and foreclosure properties available. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor’s database every 15 minutes. There are many communities within Queen Creek and San Tan Valley that include Hastings Farms, Langley Estates, Morning Sun Farms, Octillo Landing, Queenland Manor, San Tan Heights, Villages of Queen Creek, and more in Queen Creek. San Tan Valley has communities that will have Homes that can qualify best for Down Payment Assistance that include Castlegate, Circle Cross Ranch, Johnson Ranch, Laredo Ranch, Pecan Creek South, Pecan Creek North, Rancho Bella Vista, Skyline Ranch, Wayne Ranch, and more!
TO VIEW MORE LISTINGS, CREATE YOUR SEARCH BY USING THE ADVANCED SEARCH TAB AND SELECT THE CITIES OF QUEEN CREEK AND SAN TAN VALLEY; SINGLE FAMILY DETACHED HOMES; AND PRICES FROM $100K TO $300K!
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