Search Phoenix Homes Best for Down Payment Assistance:

THESE HOMES ONLY GO UP TO $220K TO KEEP THE MONTHLY PAYMENTS AT $1500 A MONTH OR BELOW ASSUMING $70 HOA PER MONTH AND HAVING $1500 IN PROPERTY TAXES PER YEAR. THESE CALCULATIONS ARE BASED ON A 4.5% INTEREST RATE FOR 30 YEARS, ON AN FHA LOAN, AND THE LENDER GRANTING THE 3.5% DOWN PAYMENT TO THE BORROWER. We have three lenders; two of them are mortgage brokers and one is a mortgage banker that we use to give you the best programs for Down Payment Assistance. We have evaluated their regulations as far as loan forgivability meaning how long do you have to live in your home before you can sell or refinance. Some of them you must live in the residence for a minimum of 3 years before the Down Payment Assistance grant is forgiven, others can be longer. Also, some of the Down Payment Assistance grants can have a considerably higher interest rate than the primary, 96.5%) first mortgage. Other 3.5% Down Payment Assistance grants can have the same interest rate as the primary 96.5% first mortgage. For more details, please contact us at 480-999-6061 or you can email us at emerritt@hsmove.com

If you can save your 3.5% Down Payment for a normal FHA loan, then for the same payment of $1500 a month, your purchasing power goes up by $17,000 to $238K because of a lower interest rate of 3.75%! Keep in mind that your actual interest rate will depend on your credit scores, Debt to Income ratios, your gross monthly income, and your job or income stability.

Our website features the best Phoenix Real Estate search for homes, condos, land and foreclosure properties available. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor’s database every 15 minutes. There are many communities Phoenix from South Phoenix from Baseline Road and the South Mountain area all the way North past Bell Road and even to Anthem! Phoenix is the longest city (North to South) in the Phoenix Metro area. The homes that are from less than $150K may or may not be acceptable to FHA certification, so please keep that in mind. Many of these homes need lots of work and can be fix and flips or rental property investments. These are homes that are (single-family detached) from $200K to $300K.

TO VIEW MORE LISTINGS, CREATE YOUR SEARCH BY USING THE ADVANCED SEARCH TAB AND SELECT THE CITY OF PHOENIX; SINGLE FAMILY DETACHED; AND PRICES FROM $200K TO $220K!

These are most of the communities in Phoenix: You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

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Homes in Phoenix That Qualify For Down Payment Assistance

8921 N 10th Street, Phoenix $200,000 ▲

Hard to find single family home under $200,000 in Phoenix, AZ. Located in Sunny slope, the home features 2 bedrooms, 1 bathroom and large fenced yard. Tenant occupied on ...

2 Beds
1 Baths
6374155 MLS
672 SqFt.

8911 N 9th Place, Phoenix $209,900

2 bedroom 1 bathroom with living area, front porch, and side carport. compact shingle roof in good condition, evaporative cooler. driveway services entrance to home. Ten...

2 Beds
1 Baths
6396764 MLS
579 SqFt.

3714 E Polk Street, Phoenix $219,000 ▼

Fixer upper. Zoned R-3- for multi-unit, on large lot, proximity to airport, downtown, and freeways.

3 Beds
1 Baths
6369143 MLS
1,336 SqFt.

6644 S 10th Street, Phoenix $230,000

The true value is in the lot, which is zoned currently R-3 Multiple Family Residence. Great potential, just need the right visionary to see this property to its full pot...

2 Beds
1 Baths
6401235 MLS
819 SqFt.

4132 1/2 S 4th Street, Phoenix $239,000

3 bed/2 bath home on a 10,400 sqft lot in south phoenix. Perfect for mechanics, fabricators or anyone in need of storage space for equipment. Large workshop and parking f...

3 Beds
2 Baths
6405193 MLS
1,312 SqFt.

3212 W Monte Vista Road, Phoenix $249,900

Amazing investor opportunity!!!This property has a huge lot and is ready for its new owners. Perfect rental for your portfolio. Selling AS IS.Looking for a fast cash buye...

2 Beds
1 Baths
6403704 MLS
666 SqFt.

1418 1/2 E Mountain View Road, Phoenix image

1418 1/2 E Mountain View Road, Phoenix $250,000

Check out this home in Phoenix!

2 Beds
2 Baths
6364771 MLS
717 SqFt.

2634 E Jones Avenue, Phoenix $250,000

PERFECT LOCATION FOR A NEW BUILD! INVESTOR SPECIAL!!! Directly on RIO SALADO RIVER! Less than 10 mins away from SKY HARBOR AIRPORT!!!

1 Beds
1 Baths
6384125 MLS
442 SqFt.

1629 W Taylor Street, Phoenix $250,000

Inside you'll find wood-look flooring, neutral palette, ceiling fans, several windows that bring in lots of natural light, & perfectly sized bedrooms. The eat in kitchen ...

2 Beds
1 Baths
6393312 MLS
944 SqFt.

18241 N 35th Avenue, Phoenix $250,000

Charming 2 bedroom in great location, stainless steel appliances with a great size lot and plenty of outdoor space. This is a must see!

2 Beds
1 Baths
6393343 MLS
848 SqFt.

6441 W Mitchell Drive, Phoenix $250,000

INVESTOR SPECIAL!!! Maryvale home with great flip or rental potential... All it needs is your TLC!!! This corner lot recently had a new A/C unit and water heater install...

3 Beds
1 Baths
6403307 MLS
910 SqFt.

2510 E Indianola Avenue, Phoenix $260,000

This incredible home and opportunity is only available to first time home-buyers (have not owned a home in the last 3 years or ever) who meet income criteria based on hou...

3 Beds
1 Baths
6397001 MLS
1,066 SqFt.

5816 S 7th Street, Phoenix $262,500 ▼

Investment opportunity!! located in central south phoenix, nearby i17,downtown, across a high school! huge lot!

2 Beds
1 Baths
6383286 MLS
826 SqFt.

4825 S 6th Street, Phoenix $272,480 ▼

YOUR OPPORTUNITY TO MAKE REAL PROFIT! TAKE ONE DOOR AND TURN INTO 2 OR 3. IMAGINE, RENT IS INCREASING EVERYWHERE. TURN THIS SINGLE FAMILY HOME INTO MUCH MORE, ZONED R-3....

3 Beds
1 Baths
6383782 MLS
918 SqFt.

821 E Roeser Road, Phoenix $274,900

INVESTOR ALERT!!!! Wholesale Transaction Highly Discounted & Being Sold As Is.

3 Beds
1 Baths
6397335 MLS
1,396 SqFt.

1743 W Carson Road, Phoenix $275,000

What an amazing opportunity to own this delightful 2 bed, 1 bath house with nearly all big ticket items paid for that's UNDER $300k! This area is booming due to it's clos...

2 Beds
1 Baths
6370152 MLS
875 SqFt.

2805 E Tamarisk Avenue, Phoenix $275,000

A beautiful small house with a spacious backyard. This start home has 2 bedrooms and 1 restroom with an Arizona room. It is located in the heart of Phoenix with it just b...

2 Beds
1 Baths
6388713 MLS
618 SqFt.

541 N 36th Avenue, Phoenix $279,000 ▼

Cozy home in the heart of Phoenix. Literally just a couple minutes from the I-10 and I-17. 2 Good sized bedrooms. Tile flooring throughout. Mature trees for privacy. ...

2 Beds
1 Baths
6339854 MLS
824 SqFt.

4612 W Weldon Avenue, Phoenix $279,900

**NOT FOR RENT*** BLOCK HOME *** LARGE BACKYARD *** RV GATE *** Located in a well established neighborhood, this 3 bedroom / 1 bath home is spaciously designed. The wide...

3 Beds
1 Baths
6404997 MLS
962 SqFt.

1611 S 28th Avenue, Phoenix $280,000

Zoned for multi-family R-3 zoning so you can add other units. Nice brick 3 bedroom, 1 bath home. Large lot with no HOA. Updated kitchen. Tenant in place on month to mo...

3 Beds
1 Baths
6337832 MLS
1,116 SqFt.

2218 W Madison Street, Phoenix $280,000

Fix & Flip to Air B&B or rental. Location is near downtown Phoenix and major commuter highways and near public transportation. Newer roof, windows and AC, RV gate & so ...

2 Beds
1 Baths
6384723 MLS
624 SqFt.

7922 W Catalina Drive, Phoenix $280,000

Cute 3 bedroom/1 bath home! Easy access to I-10 and the 101 Freeway. Tile in living area and kitchen, along with a bonus room in the back of the house. Spacious back yard...

3 Beds
1 Baths
6404860 MLS
1,364 SqFt.

1620 W Cocopah Street, Phoenix $285,000

This is it! Location! Location! Location! A very affordable cozy home within minutes of downtown phoenix. Very close to the I-17 and the I-10. Minutes away from downtown...

3 Beds
1 Baths
6387355 MLS
878 SqFt.

2809 W Minnezona Avenue, Phoenix $289,000

Spacious, 2 bedroom, 1 bath home, just minutes from Grand Canyon University. This home features fresh paint, updated flooring and a large lot. The location of this proper...

2 Beds
1 Baths
6397111 MLS
1,232 SqFt.

3219 E Pierce Street, Phoenix $289,900

None

2 Beds
1 Baths
6378355 MLS
944 SqFt.

1104 E Cinnabar Avenue, Phoenix $289,900 ▲

2 bedrooms, 1 bathroom, living with dining area, 2 carrport front and backyard

2 Beds
1 Baths
6396900 MLS
858 SqFt.

1609 N 48th Avenue, Phoenix $289,900

Three bedroom, two bathroom located near multiple schools, parks and the I-10 Freeway. No HOA. Current tenant in place. Schedule you showing today.

3 Beds
2 Baths
6398163 MLS
1,053 SqFt.

4825 S 36th Avenue, Phoenix $290,000

CALLING ALL INVESTORS...BEST BUY in town. This home offers 3 BEDROOMS, 1 FULL BATH plus BONUS ROOM which could be utilized as MOTHER-IN-LAW AND/OR OWNER'S SUITE featuring...

3 Beds
2 Baths
6395856 MLS
1,154 SqFt.

2310 N 54th Street, Phoenix $295,000

INVESTOR OPPORTUNITY IN AMAZING LOCATION! This 1950 home can be used as the beginning of something new and beautiful or removed altogether to take advantage of the prime ...

2 Beds
1 Baths
6404068 MLS
864 SqFt.

34 W Pueblo Avenue, Phoenix $297,000 ▼

This Phoenix home has one story.

2 Beds
1 Baths
6365144 MLS
762 SqFt.

4131 N 30th Avenue, Phoenix $298,000 ▼

This is great starter home with lots of room for potential. There are actually 2 additional 9ft x 11ft rooms added to the property, for a total of 4 bedrooms and 1 bathro...

2 Beds
1 Baths
6393555 MLS
852 SqFt.

1806 N 37th Drive, Phoenix $299,000

This lovely 2 bedroom home features charming curb appeal w/mature trees, cozy front porch, & an RV gate. Discover a delightful interior that boasts a comfortable living r...

2 Beds
1 Baths
6379579 MLS
713 SqFt.

3622 W Sunland Avenue, Phoenix $299,000

Single family home 4 beds 1 bathPlenty of additional rooms. Owner has upgrade back yard. Additional storage room at the back.

4 Beds
1 Baths
6400375 MLS
1,374 SqFt.

3757 W Joan De Arc Avenue, Phoenix image

3757 W Joan De Arc Avenue, Phoenix $299,900

Great 3 bed / 2 bath home with a great floor plan and pool! NO HOA! Large Backyard with diving pool. Next to Elementary School and Park. Home and pool needs work. Good op...

3 Beds
2 Baths
6396916 MLS
1,623 SqFt.

1815 N 73rd Drive, Phoenix $299,900

Here's a great single story just oozing with potential. Perfect starter home or as a rental. Three big bedrooms, a very sizable family room and large dining area adjacent...

3 Beds
2 Baths
6398151 MLS
1,064 SqFt.

330 N 21st Avenue, Phoenix $300,000

4 bedroom 2 bathroom house located near 21st ave and van buren

4 Beds
2 Baths
6311939 MLS
1,373 SqFt.

3530 E Pierce Street, Phoenix $300,000

Cash only!! Beautiful 2 bedroom, 1 bath single family home conveniently located in between Tempe & Phoenix. Freshly painted interior, remodel bathroom and kitchen! New w...

2 Beds
1 Baths
6371345 MLS
949 SqFt.

4548 N 48th Drive, Phoenix $300,000

As you enter this spanish style home you are greeted by a stunning hand carved entry door. The great room boasts faux wood beams, custom stone accent wall, a beautiful wo...

3 Beds
2 Baths
6391845 MLS
1,440 SqFt.

3540 W Coronado Road, Phoenix $300,000

Come take a look at this cute and charming, beautifully updated single-level Phoenix home! Modern and cozy interior features delightful wood-tile flooring throughout, bri...

2 Beds
1 Baths
6394550 MLS
712 SqFt.

3131 W Cypress Street, Phoenix $300,000

Come move into your remodeled home in the heart of Phoenix! Large yard to park your RV, room to build a shop. This home has so many possibilities awaiting for you to come...

2 Beds
1 Baths
6402318 MLS
852 SqFt.

6920 W Cora Lane, Phoenix $300,000

Amazing opportunity to own a single-story that is a perfect starter home or rental! Conveniently location near shopping centers, freeways, schools, parks, and so much mor...

2 Beds
1 Baths
6403516 MLS
840 SqFt.

3406 W Turney Avenue, Phoenix $300,000

Excellent opportunity for investor is cash sale ''AS IS '' condition...

3 Beds
2 Baths
6404133 MLS
1,118 SqFt.

3101 N 37th Drive, Phoenix $300,000

3 Bed 2 Bath House at North 35th Ave& W Thomas Road! Tenant Occupied, so drive by only, please! This is a block home on a large corner lot with a large backyard! The home...

3 Beds
2 Baths
6405255 MLS
1,080 SqFt.

Homes in Phoenix Best For Down Payment Assistance

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Search Phoenix Homes Best for Down Payment Assistance:

Homes in Phoenix That Qualify For Down Payment Assistance

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