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    Homes in Phoenix Best For Down Payment Assistance

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    Search Phoenix Homes Best for Down Payment Assistance:

    THESE HOMES ONLY GO UP TO $220K TO KEEP THE MONTHLY PAYMENTS AT $1500 A MONTH OR BELOW ASSUMING $70 HOA PER MONTH AND HAVING $1500 IN PROPERTY TAXES PER YEAR. THESE CALCULATIONS ARE BASED ON A 4.5% INTEREST RATE FOR 30 YEARS, ON AN FHA LOAN, AND THE LENDER GRANTING THE 3.5% DOWN PAYMENT TO THE BORROWER. We have three lenders; two of them are mortgage brokers and one is a mortgage banker that we use to give you the best programs for Down Payment Assistance. We have evaluated their regulations as far as loan forgivability meaning how long do you have to live in your home before you can sell or refinance. Some of them you must live in the residence for a minimum of 3 years before the Down Payment Assistance grant is forgiven, others can be longer. Also, some of the Down Payment Assistance grants can have a considerably higher interest rate than the primary, 96.5%) first mortgage. Other 3.5% Down Payment Assistance grants can have the same interest rate as the primary 96.5% first mortgage. For more details, please contact us at 480-999-6061 or you can email us at emerritt@hsmove.com

    If you can save your 3.5% Down Payment for a normal FHA loan, then for the same payment of $1500 a month, your purchasing power goes up by $17,000 to $238K because of a lower interest rate of 3.75%! Keep in mind that your actual interest rate will depend on your credit scores, Debt to Income ratios, your gross monthly income, and your job or income stability.

    Our website features the best Phoenix Real Estate search for homes, condos, land and foreclosure properties available. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor’s database every 15 minutes. There are many communities Phoenix from South Phoenix from Baseline Road and the South Mountain area all the way North past Bell Road and even to Anthem! Phoenix is the longest city (North to South) in the Phoenix Metro area. The homes that are from less than $150K may or may not be acceptable to FHA certification, so please keep that in mind. Many of these homes need lots of work and can be fix and flips or rental property investments. These are homes that are  (single-family detached) from $200K to $300K.

    TO VIEW MORE LISTINGS, CREATE YOUR SEARCH BY USING THE ADVANCED SEARCH TAB AND SELECT THE CITY OF PHOENIX; SINGLE FAMILY DETACHED; AND PRICES FROM $200K TO $220K! 

    These are most of the communities in Phoenix: You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

    Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

    Considering selling or refinancing your home? Get an INSTANT property valuation now!

    href="/member/contact/">Contact us today to find out how we can be of assistance to you!

     

                

    Homes in Phoenix That Qualify For Down Payment Assistance

    8921 N 10th Street, Phoenix image
    8921 N 10th Street, Phoenix $200,000 ▲

    Hard to find single family home under $200,000 in Phoenix, AZ. Located in Sunny slope, the home features 2 bedrooms, 1 bathroom and large fenced yard. Tenant occupied on ...

    • 2 Beds
    • 1 Baths
    • 6374155 MLS
    • 672 SqFt.
    8911 N 9th Place, Phoenix image
    8911 N 9th Place, Phoenix $209,900

    2 bedroom 1 bathroom with living area, front porch, and side carport. compact shingle roof in good condition, evaporative cooler. driveway services entrance to home. Ten...

    • 2 Beds
    • 1 Baths
    • 6396764 MLS
    • 579 SqFt.
    3714 E Polk Street, Phoenix image
    3714 E Polk Street, Phoenix $219,000 ▼

    Fixer upper. Zoned R-3- for multi-unit, on large lot, proximity to airport, downtown, and freeways.

    • 3 Beds
    • 1 Baths
    • 6369143 MLS
    • 1,336 SqFt.
    6644 S 10th Street, Phoenix image
    6644 S 10th Street, Phoenix $230,000

    The true value is in the lot, which is zoned currently R-3 Multiple Family Residence. Great potential, just need the right visionary to see this property to its full pot...

    • 2 Beds
    • 1 Baths
    • 6401235 MLS
    • 819 SqFt.
    4132 1/2 S 4th Street, Phoenix image
    4132 1/2 S 4th Street, Phoenix $239,000

    3 bed/2 bath home on a 10,400 sqft lot in south phoenix. Perfect for mechanics, fabricators or anyone in need of storage space for equipment. Large workshop and parking f...

    • 3 Beds
    • 2 Baths
    • 6405193 MLS
    • 1,312 SqFt.
    3212 W Monte Vista Road, Phoenix image
    3212 W Monte Vista Road, Phoenix $249,900

    Amazing investor opportunity!!!This property has a huge lot and is ready for its new owners. Perfect rental for your portfolio. Selling AS IS.Looking for a fast cash buye...

    • 2 Beds
    • 1 Baths
    • 6403704 MLS
    • 666 SqFt.
    1418 1/2 E Mountain View Road, Phoenix image
    1418 1/2 E Mountain View Road, Phoenix $250,000

    Check out this home in Phoenix!

    • 2 Beds
    • 2 Baths
    • 6364771 MLS
    • 717 SqFt.
    2634 E Jones Avenue, Phoenix image
    2634 E Jones Avenue, Phoenix $250,000

    PERFECT LOCATION FOR A NEW BUILD! INVESTOR SPECIAL!!! Directly on RIO SALADO RIVER! Less than 10 mins away from SKY HARBOR AIRPORT!!!

    • 1 Beds
    • 1 Baths
    • 6384125 MLS
    • 442 SqFt.
    1629 W Taylor Street, Phoenix image
    1629 W Taylor Street, Phoenix $250,000

    Inside you'll find wood-look flooring, neutral palette, ceiling fans, several windows that bring in lots of natural light, & perfectly sized bedrooms. The eat in kitchen ...

    • 2 Beds
    • 1 Baths
    • 6393312 MLS
    • 944 SqFt.
    18241 N 35th Avenue, Phoenix image
    18241 N 35th Avenue, Phoenix $250,000

    Charming 2 bedroom in great location, stainless steel appliances with a great size lot and plenty of outdoor space. This is a must see!

    • 2 Beds
    • 1 Baths
    • 6393343 MLS
    • 848 SqFt.
    6441 W Mitchell Drive, Phoenix image
    6441 W Mitchell Drive, Phoenix $250,000

    INVESTOR SPECIAL!!! Maryvale home with great flip or rental potential... All it needs is your TLC!!! This corner lot recently had a new A/C unit and water heater install...

    • 3 Beds
    • 1 Baths
    • 6403307 MLS
    • 910 SqFt.
    2510 E Indianola Avenue, Phoenix image
    2510 E Indianola Avenue, Phoenix $260,000

    This incredible home and opportunity is only available to first time home-buyers (have not owned a home in the last 3 years or ever) who meet income criteria based on hou...

    • 3 Beds
    • 1 Baths
    • 6397001 MLS
    • 1,066 SqFt.
    5816 S 7th Street, Phoenix image
    5816 S 7th Street, Phoenix $262,500 ▼

    Investment opportunity!! located in central south phoenix, nearby i17,downtown, across a high school! huge lot!

    • 2 Beds
    • 1 Baths
    • 6383286 MLS
    • 826 SqFt.
    4825 S 6th Street, Phoenix image
    4825 S 6th Street, Phoenix $272,480 ▼

    YOUR OPPORTUNITY TO MAKE REAL PROFIT! TAKE ONE DOOR AND TURN INTO 2 OR 3. IMAGINE, RENT IS INCREASING EVERYWHERE. TURN THIS SINGLE FAMILY HOME INTO MUCH MORE, ZONED R-3....

    • 3 Beds
    • 1 Baths
    • 6383782 MLS
    • 918 SqFt.
    821 E Roeser Road, Phoenix image
    821 E Roeser Road, Phoenix $274,900

    INVESTOR ALERT!!!! Wholesale Transaction Highly Discounted & Being Sold As Is.

    • 3 Beds
    • 1 Baths
    • 6397335 MLS
    • 1,396 SqFt.
    1743 W Carson Road, Phoenix image
    1743 W Carson Road, Phoenix $275,000

    What an amazing opportunity to own this delightful 2 bed, 1 bath house with nearly all big ticket items paid for that's UNDER $300k! This area is booming due to it's clos...

    • 2 Beds
    • 1 Baths
    • 6370152 MLS
    • 875 SqFt.
    2805 E Tamarisk Avenue, Phoenix image
    2805 E Tamarisk Avenue, Phoenix $275,000

    A beautiful small house with a spacious backyard. This start home has 2 bedrooms and 1 restroom with an Arizona room. It is located in the heart of Phoenix with it just b...

    • 2 Beds
    • 1 Baths
    • 6388713 MLS
    • 618 SqFt.
    541 N 36th Avenue, Phoenix image
    541 N 36th Avenue, Phoenix $279,000 ▼

    Cozy home in the heart of Phoenix. Literally just a couple minutes from the I-10 and I-17. 2 Good sized bedrooms. Tile flooring throughout. Mature trees for privacy. ...

    • 2 Beds
    • 1 Baths
    • 6339854 MLS
    • 824 SqFt.
    4612 W Weldon Avenue, Phoenix image
    4612 W Weldon Avenue, Phoenix $279,900

    **NOT FOR RENT*** BLOCK HOME *** LARGE BACKYARD *** RV GATE *** Located in a well established neighborhood, this 3 bedroom / 1 bath home is spaciously designed. The wide...

    • 3 Beds
    • 1 Baths
    • 6404997 MLS
    • 962 SqFt.
    1611 S 28th Avenue, Phoenix image
    1611 S 28th Avenue, Phoenix $280,000

    Zoned for multi-family R-3 zoning so you can add other units. Nice brick 3 bedroom, 1 bath home. Large lot with no HOA. Updated kitchen. Tenant in place on month to mo...

    • 3 Beds
    • 1 Baths
    • 6337832 MLS
    • 1,116 SqFt.
    2218 W Madison Street, Phoenix image
    2218 W Madison Street, Phoenix $280,000

    Fix & Flip to Air B&B or rental. Location is near downtown Phoenix and major commuter highways and near public transportation. Newer roof, windows and AC, RV gate & so ...

    • 2 Beds
    • 1 Baths
    • 6384723 MLS
    • 624 SqFt.
    7922 W Catalina Drive, Phoenix image
    7922 W Catalina Drive, Phoenix $280,000

    Cute 3 bedroom/1 bath home! Easy access to I-10 and the 101 Freeway. Tile in living area and kitchen, along with a bonus room in the back of the house. Spacious back yard...

    • 3 Beds
    • 1 Baths
    • 6404860 MLS
    • 1,364 SqFt.
    1620 W Cocopah Street, Phoenix image
    1620 W Cocopah Street, Phoenix $285,000

    This is it! Location! Location! Location! A very affordable cozy home within minutes of downtown phoenix. Very close to the I-17 and the I-10. Minutes away from downtown...

    • 3 Beds
    • 1 Baths
    • 6387355 MLS
    • 878 SqFt.
    2809 W Minnezona Avenue, Phoenix image
    2809 W Minnezona Avenue, Phoenix $289,000

    Spacious, 2 bedroom, 1 bath home, just minutes from Grand Canyon University. This home features fresh paint, updated flooring and a large lot. The location of this proper...

    • 2 Beds
    • 1 Baths
    • 6397111 MLS
    • 1,232 SqFt.
    3219 E Pierce Street, Phoenix image
    3219 E Pierce Street, Phoenix $289,900

    None

    • 2 Beds
    • 1 Baths
    • 6378355 MLS
    • 944 SqFt.
    1104 E Cinnabar Avenue, Phoenix image
    1104 E Cinnabar Avenue, Phoenix $289,900 ▲

    2 bedrooms, 1 bathroom, living with dining area, 2 carrport front and backyard

    • 2 Beds
    • 1 Baths
    • 6396900 MLS
    • 858 SqFt.
    1609 N 48th Avenue, Phoenix image
    1609 N 48th Avenue, Phoenix $289,900

    Three bedroom, two bathroom located near multiple schools, parks and the I-10 Freeway. No HOA. Current tenant in place. Schedule you showing today.

    • 3 Beds
    • 2 Baths
    • 6398163 MLS
    • 1,053 SqFt.
    4825 S 36th Avenue, Phoenix image
    4825 S 36th Avenue, Phoenix $290,000

    CALLING ALL INVESTORS...BEST BUY in town. This home offers 3 BEDROOMS, 1 FULL BATH plus BONUS ROOM which could be utilized as MOTHER-IN-LAW AND/OR OWNER'S SUITE featuring...

    • 3 Beds
    • 2 Baths
    • 6395856 MLS
    • 1,154 SqFt.
    2310 N 54th Street, Phoenix image
    2310 N 54th Street, Phoenix $295,000

    INVESTOR OPPORTUNITY IN AMAZING LOCATION! This 1950 home can be used as the beginning of something new and beautiful or removed altogether to take advantage of the prime ...

    • 2 Beds
    • 1 Baths
    • 6404068 MLS
    • 864 SqFt.
    34 W Pueblo Avenue, Phoenix image
    34 W Pueblo Avenue, Phoenix $297,000 ▼

    This Phoenix home has one story.

    • 2 Beds
    • 1 Baths
    • 6365144 MLS
    • 762 SqFt.
    4131 N 30th Avenue, Phoenix image
    4131 N 30th Avenue, Phoenix $298,000 ▼

    This is great starter home with lots of room for potential. There are actually 2 additional 9ft x 11ft rooms added to the property, for a total of 4 bedrooms and 1 bathro...

    • 2 Beds
    • 1 Baths
    • 6393555 MLS
    • 852 SqFt.
    1806 N 37th Drive, Phoenix image
    1806 N 37th Drive, Phoenix $299,000

    This lovely 2 bedroom home features charming curb appeal w/mature trees, cozy front porch, & an RV gate. Discover a delightful interior that boasts a comfortable living r...

    • 2 Beds
    • 1 Baths
    • 6379579 MLS
    • 713 SqFt.
    3622 W Sunland Avenue, Phoenix image
    3622 W Sunland Avenue, Phoenix $299,000

    Single family home 4 beds 1 bathPlenty of additional rooms. Owner has upgrade back yard. Additional storage room at the back.

    • 4 Beds
    • 1 Baths
    • 6400375 MLS
    • 1,374 SqFt.
    3757 W Joan De Arc Avenue, Phoenix image
    3757 W Joan De Arc Avenue, Phoenix $299,900

    Great 3 bed / 2 bath home with a great floor plan and pool! NO HOA! Large Backyard with diving pool. Next to Elementary School and Park. Home and pool needs work. Good op...

    • 3 Beds
    • 2 Baths
    • 6396916 MLS
    • 1,623 SqFt.
    1815 N 73rd Drive, Phoenix image
    1815 N 73rd Drive, Phoenix $299,900

    Here's a great single story just oozing with potential. Perfect starter home or as a rental. Three big bedrooms, a very sizable family room and large dining area adjacent...

    • 3 Beds
    • 2 Baths
    • 6398151 MLS
    • 1,064 SqFt.
    330 N 21st Avenue, Phoenix image
    330 N 21st Avenue, Phoenix $300,000

    4 bedroom 2 bathroom house located near 21st ave and van buren

    • 4 Beds
    • 2 Baths
    • 6311939 MLS
    • 1,373 SqFt.
    3530 E Pierce Street, Phoenix image
    3530 E Pierce Street, Phoenix $300,000

    Cash only!! Beautiful 2 bedroom, 1 bath single family home conveniently located in between Tempe & Phoenix. Freshly painted interior, remodel bathroom and kitchen! New w...

    • 2 Beds
    • 1 Baths
    • 6371345 MLS
    • 949 SqFt.
    4548 N 48th Drive, Phoenix image
    4548 N 48th Drive, Phoenix $300,000

    As you enter this spanish style home you are greeted by a stunning hand carved entry door. The great room boasts faux wood beams, custom stone accent wall, a beautiful wo...

    • 3 Beds
    • 2 Baths
    • 6391845 MLS
    • 1,440 SqFt.
    3540 W Coronado Road, Phoenix image
    3540 W Coronado Road, Phoenix $300,000

    Come take a look at this cute and charming, beautifully updated single-level Phoenix home! Modern and cozy interior features delightful wood-tile flooring throughout, bri...

    • 2 Beds
    • 1 Baths
    • 6394550 MLS
    • 712 SqFt.
    3131 W Cypress Street, Phoenix image
    3131 W Cypress Street, Phoenix $300,000

    Come move into your remodeled home in the heart of Phoenix! Large yard to park your RV, room to build a shop. This home has so many possibilities awaiting for you to come...

    • 2 Beds
    • 1 Baths
    • 6402318 MLS
    • 852 SqFt.
    6920 W Cora Lane, Phoenix image
    6920 W Cora Lane, Phoenix $300,000

    Amazing opportunity to own a single-story that is a perfect starter home or rental! Conveniently location near shopping centers, freeways, schools, parks, and so much mor...

    • 2 Beds
    • 1 Baths
    • 6403516 MLS
    • 840 SqFt.
    3406 W Turney Avenue, Phoenix image
    3406 W Turney Avenue, Phoenix $300,000

    Excellent opportunity for investor is cash sale ''AS IS '' condition...

    • 3 Beds
    • 2 Baths
    • 6404133 MLS
    • 1,118 SqFt.
    3101 N 37th Drive, Phoenix image
    3101 N 37th Drive, Phoenix $300,000

    3 Bed 2 Bath House at North 35th Ave& W Thomas Road! Tenant Occupied, so drive by only, please! This is a block home on a large corner lot with a large backyard! The home...

    • 3 Beds
    • 2 Baths
    • 6405255 MLS
    • 1,080 SqFt.

    All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2022 Arizona Regional Multiple Listing Service, Inc. All rights reserved.

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