Search Phoenix Homes Best for Down Payment Assistance:

THESE HOMES ONLY GO UP TO $220K TO KEEP THE MONTHLY PAYMENTS AT $1500 A MONTH OR BELOW ASSUMING $70 HOA PER MONTH AND HAVING $1500 IN PROPERTY TAXES PER YEAR. THESE CALCULATIONS ARE BASED ON A 4.5% INTEREST RATE FOR 30 YEARS, ON AN FHA LOAN, AND THE LENDER GRANTING THE 3.5% DOWN PAYMENT TO THE BORROWER. We have three lenders; two of them are mortgage brokers and one is a mortgage banker that we use to give you the best programs for Down Payment Assistance. We have evaluated their regulations as far as loan forgivability meaning how long do you have to live in your home before you can sell or refinance. Some of them you must live in the residence for a minimum of 3 years before the Down Payment Assistance grant is forgiven, others can be longer. Also, some of the Down Payment Assistance grants can have a considerably higher interest rate than the primary, 96.5%) first mortgage. Other 3.5% Down Payment Assistance grants can have the same interest rate as the primary 96.5% first mortgage. For more details, please contact us at 480-999-6061 or you can email us at emerritt@hsmove.com

If you can save your 3.5% Down Payment for a normal FHA loan, then for the same payment of $1500 a month, your purchasing power goes up by $17,000 to $238K because of a lower interest rate of 3.75%! Keep in mind that your actual interest rate will depend on your credit scores, Debt to Income ratios, your gross monthly income, and your job or income stability.

Our website features the best Phoenix Real Estate search for homes, condos, land and foreclosure properties available. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor’s database every 15 minutes. There are many communities Phoenix from South Phoenix from Baseline Road and the South Mountain area all the way North past Bell Road and even to Anthem! Phoenix is the longest city (North to South) in the Phoenix Metro area. The homes that are from less than $150K may or may not be acceptable to FHA certification, so please keep that in mind. Many of these homes need lots of work and can be fix and flips or rental property investments. These are homes that are (single-family detached) from $200K to $220K.

TO VIEW MORE LISTINGS, CREATE YOUR SEARCH BY USING THE ADVANCED SEARCH TAB AND SELECT THE CITY OF PHOENIX; SINGLE FAMILY DETACHED; AND PRICES FROM $200K TO $220K!

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Homes in Phoenix That Qualify For Down Payment Assistance

2812 W Glenrosa Avenue, Phoenix $200,000 ▼

WOW LOOK AT THAT PRICE ***INVESTMENT PROPERTY OR SINGLE FAMILY RESIDENCE! NO HOA! Recently remodeled in 2020! This 3 bedroom, 2 bath single story home is move-in ready...

3 Beds
2 Baths
6112253 MLS
1,200 SqFt.

3123 E Monte Vista Road, Phoenix $200,000

Fixer upper!! home in the Rhoades Park Neighborhood! Surrounded by concrete on the East and South Sides, This property has the ability to have a lovely extended patio a...

3 Beds
1.75 Baths
6151589 MLS
1,780 SqFt.

2934 W Monte Vista Road, Phoenix $200,000

Lovely home for fist time home owners. House has lots of potential. Big back yard for family barbecues gatherings. Buyer Agent to verify all facts and figures. Property...

3 Beds
1 Baths
6163604 MLS
897 SqFt.

4614 N 50th Avenue, Phoenix $202,000 ▼

great location, this house needs TLC, and will be ready for an investor or a family wanting to have their home for the first time and fix it to their liking. near freeway...

3 Beds
2 Baths
6142212 MLS
1,133 SqFt.

4511 N 51st Avenue, Phoenix $205,000

INVESTORS ONLY, TENANT RIGHTS Month to month lease.Nice 3 bedroom 2 bathroom home with an open floor plan.

3 Beds
2 Baths
6122644 MLS
1,116 SqFt.

1516 W Yavapai Street, Phoenix $205,000 ▼

**Seller willing to contribute towards closing costs** Fantastic opportunity to own this cozy 3bed/2bath home with lots potential. Well appointed kitchen has plenty of ca...

3 Beds
2 Baths
6152410 MLS
1,362 SqFt.

3907 W Palm Lane, Phoenix $205,000

Beautiful and centrally located starter home with 3 beds and 1 bath with RV Gate. It was updated back in 2017. Spacious front porch and a good size shed in the back. New ...

3 Beds
1 Baths
6152937 MLS
1,000 SqFt.

2202 E Linda Court, Phoenix $208,000 ▼

A great opportunity to make this unique home yours for the future. This home features a large updated kitchen, Gas Stove oven, with an open floor plan, plenty of cabinet ...

2 Beds
1 Baths
6121604 MLS
1,196 SqFt.

2406 W Jefferson Street, Phoenix $209,900 ▲

Cute 1950's bungalow! Enter to tile floors and soft color palette throughout. Eat-in kitchen has oak cabinets and granite counters. Large master. RV gate to alley. Large...

3 Beds
2 Baths
6089075 MLS
1,330 SqFt.

1741 E Chambers Street, Phoenix $214,900 ▲

Fantastic property for first time home buyers or makes for a great investment property.

3 Beds
1 Baths
6161752 MLS
1,007 SqFt.

3431 N 75 Drive, Phoenix $209,950

ATTENTION ALL INVESTORS!!! RELIABLE CASH FLOW PROPERTY OR FIX AND FLIP - IN THE HEART OF MARYVALE!This single story 2 Bedroom home sits back in a Cul-de-sac. There is pl...

2 Beds
1 Baths
6152065 MLS
1,016 SqFt.

7223 N 25th Drive, Phoenix $209,999 ▼

A great cozy home for a growing family with 3 bedrooms and single bath, full of fruit bearing trees on the property. Additional shading has been made in the parking area ...

3 Beds
1 Baths
6139220 MLS
982 SqFt.

4247 W Portland Street, Phoenix $210,000

Back on the market! This home has great curb appeal as new pavers were placed in the entrance of home along with a fresh exterior paint job and new foam roofing. A grea...

3 Beds
2 Baths
6116045 MLS
1,210 SqFt.

5936 W Palm Lane, Phoenix $210,000

Three bedroom home. Tile throughout. New A/C Dec. 2019 and roof replaced within past 5 years.

3 Beds
2 Baths
6126581 MLS
1,064 SqFt.

1634 N 70th Drive, Phoenix $210,000

Move in Ready Home, Freshly painted Interior and exterior, Tile floors and new carpet, new bathroom vanity, new toilet, granite counter tops. Located near shopping and cl...

3 Beds
1 Baths
6144743 MLS
1,280 SqFt.

3846 W Roosevelt Street, Phoenix $210,000

Absolutely charming home beautifully updated on a corner lot. Neutral tiled floors throughout, soothing palette, window blinds, & ceiling fans. Open floor plan w/new eat-...

2 Beds
1 Baths
6145089 MLS
924 SqFt.

2925 W Mckinley Street, Phoenix $210,000

Don't miss this Charming 3-bedroom, 2-bathroom home with 2 extra rooms that can easily become a 5-bedroom house. The kitchen has been upgraded with granite countertops! T...

3 Beds
2 Baths
6156165 MLS
1,027 SqFt.

6831 S 7th Avenue, Phoenix $210,000

This home is spacious and in a fantastic location in South Phoenix with no HOA. The home has 3 bedrooms and 2 full baths. Ceramic tile flooring in kitchen/dining area and...

3 Beds
2 Baths
6156480 MLS
1,140 SqFt.

3431 W Palmaire Avenue, Phoenix $210,000

**AMAZING INVESTMENT OPPORTUNITY** This home is listed at 1515 sf but there is an enclosed laundry room for an additional 103 sq ft. This home has great bones and owned s...

3 Beds
2 Baths
6155686 MLS
1,515 SqFt.

4432 E Saint Catherine Avenue, Phoenix image

4432 E Saint Catherine Avenue, Phoenix $210,000

Cute two Bedroom One Bathroom Home in the heart of the city. Right on the border of Phoenix and Tempe, close proximity to downtown Phoenix and ASU main campus. Excellent ...

2 Beds
1 Baths
6157488 MLS
1,079 SqFt.

4257 W Portland Street, Phoenix $210,000

Very cute home with a fantastic remodeled kitchen for the entire family to huddle around and enjoy all meals. This home is nicely taken care of and provides great living...

3 Beds
1 Baths
6155882 MLS
1,147 SqFt.

2753 W Roma Avenue, Phoenix $210,000

Visit this newly remodeled home located on a large, pie-shaped lot with new landscaping. The home boasts fresh paint, new stucco, new flooring, updated electric, new wind...

2 Beds
1 Baths
6163726 MLS
906 SqFt.

3623 W Almeria Road, Phoenix $211,000

BEAUTIFUL HOME. EASY ACCESS TO I-10.

3 Beds
1 Baths
6148069 MLS
988 SqFt.

3640 W Chambers Street, Phoenix $212,000

Great started home, with NO HOA, has 3 bedrooms 1 bath, front porch, newer shower tub and bathroom vanity in bathroom. Granite kitchen countertops and inside laundry. H...

3 Beds
1 Baths
6160864 MLS
1,064 SqFt.

2001 N 67th Avenue, Phoenix $212,000

Incredible opportunity to own this 3bed/1.75bath home tucked into desirable Maryvale. Charming curb appeal leads you into the light and bright interior featuring tile flo...

3 Beds
2 Baths
6164645 MLS
1,092 SqFt.

619 W Cocopah Street, Phoenix $212,500 ▼

RV Gate, RV parking 3 bed 2 bath home right in the heart of Phoenix, fresh paint, recently replaced roof. Location is great near everything and easy access to all major h...

3 Beds
2 Baths
6141275 MLS
1,256 SqFt.

1019 N 42nd Avenue, Phoenix $214,000 ▲

Buyers could not perform! APPRAISED AT $214,000! Perfect for First time home buyer! 3bedroom 1.5bath, all tile except 3rd bedroom that has sealed cement and can be conver...

3 Beds
1.5 Baths
6112135 MLS
1,222 SqFt.

3629 N 87th Avenue, Phoenix $214,900

BACK FROM SOLD * GREAT HOME * FRONT PORCH ENTRY * OFFICE OR 4TH BEDROOM * KITCHEN OPENS TO FAMILY ROOM OR FORMAL DINING * BREAKFAST BAR * COVERED PATIO * A/C AND COOLER F...

3 Beds
2 Baths
6154074 MLS
1,404 SqFt.

1543 W Maricopa Street, Phoenix $214,900 ▼

This home has been recently updated and is waiting for its new owner. Home features completely fenced in private yard on a huge lot! upon entry into the great room and fo...

3 Beds
1.5 Baths
6160561 MLS
1,331 SqFt.

7809 W Southgate Avenue, Phoenix $215,000

Lender approved short sale!!Great 3 bedroom 2 bath home on a large lot with an RV Gate! The kitchen features plenty of cabinets and counter space as well as a breakfast ...

3 Beds
2 Baths
6034810 MLS
1,694 SqFt.

2823 N 46th Avenue, Phoenix $215,000

Great opportunity for first time home buyer or investor. West Phoenix location, close to Grand Canyon University. Ranch style, 4/2 home, with open floorplan and wood bu...

4 Beds
2 Baths
6120177 MLS
1,428 SqFt.

7849 W Palm Lane, Phoenix $215,000

This gorgeous home has it all! MOVE IN READY! 2 spacious bedrooms, 2.5 bathrooms & 2 car garage, with neutral paint through the entire house. Open concept! The living roo...

2 Beds
2.5 Baths
6146206 MLS
1,285 SqFt.

1139 E Eva Street, Phoenix $215,000 ▼

Beautiful Fully remodeled starter home. It has new tile, new kitchen cabinets, Interior/Exterior Paint, windows, doors, Tile and New Carpet. It located in a nice area clo...

2 Beds
1 Baths
6148064 MLS
794 SqFt.

14242 N 26th Drive, Phoenix $221,000

Great property waiting for your personal touches. Schedule your showing today.

2 Beds
1.75 Baths
6142082 MLS
1,162 SqFt.

1743 W Darrel Road, Phoenix $215,000 ▼

Price drop reflects cost needed to repair roof/ceiling. Seller is willing to accept a original full price offer and pay for the roof to be redone out of the seller's proc...

3 Beds
2 Baths
6146086 MLS
1,156 SqFt.

6902 W Cora Lane, Phoenix $215,000

SCHEDULE A SHOWING NOW! Adorable 2 bedroom, 1 bath home on a quiet cul-de-sac. Move in ready, painting the outside this weekend, backyard covered patio, roofing and AC sy...

2 Beds
1 Baths
6151506 MLS
840 SqFt.

8033 W Coolidge Street, Phoenix $215,000 ▲

Welcome home! This charming single level house is located in a quiet neighborhood in Phoenix. Beautiful grassy front landscaping with spacious carport. Welcoming interior...

3 Beds
1 Baths
6153029 MLS
952 SqFt.

7602 W Osborn Road, Phoenix $215,000 ▲

Excellent handyman Opportunity great home with lots of potential to add some sweat equity with !!Owner Financing!! Plenty of Parking with lots of Shade on both sides of t...

4 Beds
2 Baths
6155132 MLS
1,106 SqFt.

7134 N 26th Avenue, Phoenix $215,000

GREAT STARTER HOME WITH A DETACHED STUDIO! TWO BEDROOM 2 BATHROOM WITH A NICE FRONT PORCH. PLENTY OF ROOM TO ADD ON! DESERT LANDSCAPE IN FRONT. DECORATIVE BOULDERS PRIVAT...

2 Beds
2 Baths
6157391 MLS
1,068 SqFt.

5142 W Avalon Drive, Phoenix $215,000

Clean home with 3 bedrooms and 2 baths.Large covered patio, RV gate , 1 car garage, all tile floors, and extra storage in the back!RV gate and plenty of slab parking.Tena...

3 Beds
2 Baths
6162362 MLS
1,380 SqFt.

4309 N 72nd Lane, Phoenix $215,000 ▼

Offer AcceptedSimple 3 bedroom 2 carport large back yard,lots of potential.

3 Beds
2 Baths
6158374 MLS
1,364 SqFt.

5619 W La Reata Avenue, Phoenix $218,000 ▲

The house is currently Tenant Occupied who are month to month. They taking good care of the house and are punctual with their rent payments. The seller wants to sell beca...

3 Beds
1 Baths
6152986 MLS
1,176 SqFt.

6048 W Flower Street, Phoenix $219,000

Nice starter home, move in ready, clean inside and out. Corner lot with rv gate, tile throughout the house and some modern touches. Shed in back yard for extra storage...

3 Beds
1.5 Baths
6151873 MLS
1,020 SqFt.

3917 W Wilshire Drive, Phoenix $219,500

Great Opporunity, Priced to Sell

4 Beds
2 Baths
6163030 MLS
1,290 SqFt.

1823 N 47th Drive, Phoenix $219,800 ▼

ATTENTION FIRST TIME BUYERS WHO WOULD RATHER OWN A HOME FOR LESS THAN IT WOULD COST TO RENT A HOME.ATTENTION INVESTORS WHO ARE LOOKING TO GET A GREAT PROPERTY AND ADD VAL...

3 Beds
2 Baths
6154505 MLS
1,188 SqFt.

1808 E Pleasant Lane, Phoenix $219,900

Back on Market!! Buyer Cancelled due to relocation=your win! This charming, brick 3 bedroom 2 Bath Home has great potential in a well established community of long time r...

3 Beds
2 Baths
6128110 MLS
1,189 SqFt.

519 W Darrow Street, Phoenix $219,900

This great home is move in ready great location in South Phoenix. Easy access to baseline bus lines, minutes from Tempe mall close to Down town Phoenix, close to south P...

3 Beds
1 Baths
6150804 MLS
1,568 SqFt.

3860 W Port Au Prince Lane, Phoenix image

3860 W Port Au Prince Lane, Phoenix $219,900 ▼

No HOA, 4 bedroom, 2 bath being offered well under neighborhood value! This home is in a sought after area of North Phoenix. The home boast a large back yard, 4 good size...

4 Beds
2 Baths
6151800 MLS
1,490 SqFt.

4032 W Berridge Lane, Phoenix $219,900

Conveniently located cute home. Upgraded granite countertops and cabinets. Close to shopping at Wal-Mart etc. Easy access to I-17. Covered workstation area in backyard cl...

3 Beds
1.75 Baths
6153044 MLS
1,501 SqFt.

1429 S 10th Avenue, Phoenix $219,995

This home is light bright and ready for move in! Fenced in front & back yards. Can close quick! Close to freeway access.

2 Beds
1 Baths
6157713 MLS
1,028 SqFt.

8841 N 4th Street, Phoenix $220,000 ▼

Cute red brick,3 bed 2 bath home in front, and 1 bed 1bath studio/guest house in rear. extra long driveway can fit 6+ cars. New owner can live in one rent the other. ''...

3 Beds
2 Baths
6049781 MLS
1,590 SqFt.

4110 N 30th Avenue, Phoenix $220,000 ▼

This is the opportunity you were looking for, one of the few still affordable homes centrally located, easy access to I-17 and close to shopping centers and minutes away ...

3 Beds
1.75 Baths
6135322 MLS
1,320 SqFt.

7042 S 43rd Street, Phoenix $220,000 ▼

Here's a great opportunity in the quiet Cimarron community. This central location is just off I-10 and US 60. Walk in to this open living room with wood laminate floors a...

2 Beds
2 Baths
6140737 MLS
924 SqFt.

4201 W Burgess Lane, Phoenix $220,000

Charming 3bed/2bath home located in South Phoenix is ready for a new owner. The big kitchen has been fully upgraded, nice tile throughout and new paint inside and outside...

3 Beds
2 Baths
6151140 MLS
1,000 SqFt.

3617 W Oregon Avenue, Phoenix $220,000

Single level 3 beds, and 1.75 baths. Living room, eat in kitchen, separate laundry room, outside story room. One car port, but you can park 3 more cars out side. Grass fr...

3 Beds
1.75 Baths
6156820 MLS
1,148 SqFt.

3431 W Lupine Avenue, Phoenix $220,000 ▲

Lovingly Cared for & Ready 4 New Owners! This Charming Hm Offers 2 Very Spacious Bedrms! Master w/Double Walkin Closets Overlooks Backyard! 2nd Bedroom Large enough to Se...

2 Beds
2 Baths
6162474 MLS
1,152 SqFt.

3229 W Mckinley Street, Phoenix $220,000

Great home for this price! This home features 3 bedroom 2 bathrooms. Nice long carport, long concrete dive way. Very nice fire place, ceiling fans in all bedrooms. Remode...

3 Beds
2 Baths
6164628 MLS
1,432 SqFt.

Homes in Phoenix Best For Down Payment Assistance

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Search Phoenix Homes Best for Down Payment Assistance:

Homes in Phoenix That Qualify For Down Payment Assistance

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