Search Phoenix Homes Best for Down Payment Assistance:

THESE HOMES ONLY GO UP TO $220K TO KEEP THE MONTHLY PAYMENTS AT $1500 A MONTH OR BELOW ASSUMING $70 HOA PER MONTH AND HAVING $1500 IN PROPERTY TAXES PER YEAR. THESE CALCULATIONS ARE BASED ON A 4.5% INTEREST RATE FOR 30 YEARS, ON AN FHA LOAN, AND THE LENDER GRANTING THE 3.5% DOWN PAYMENT TO THE BORROWER. We have three lenders; two of them are mortgage brokers and one is a mortgage banker that we use to give you the best programs for Down Payment Assistance. We have evaluated their regulations as far as loan forgivability meaning how long do you have to live in your home before you can sell or refinance. Some of them you must live in the residence for a minimum of 3 years before the Down Payment Assistance grant is forgiven, others can be longer. Also, some of the Down Payment Assistance grants can have a considerably higher interest rate than the primary, 96.5%) first mortgage. Other 3.5% Down Payment Assistance grants can have the same interest rate as the primary 96.5% first mortgage. For more details, please contact us at 480-999-6061 or you can email us at emerritt@hsmove.com

If you can save your 3.5% Down Payment for a normal FHA loan, then for the same payment of $1500 a month, your purchasing power goes up by $17,000 to $238K because of a lower interest rate of 3.75%! Keep in mind that your actual interest rate will depend on your credit scores, Debt to Income ratios, your gross monthly income, and your job or income stability.

Our website features the best Phoenix Real Estate search for homes, condos, land and foreclosure properties available. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor’s database every 15 minutes. There are many communities Phoenix from South Phoenix from Baseline Road and the South Mountain area all the way North past Bell Road and even to Anthem! Phoenix is the longest city (North to South) in the Phoenix Metro area. The homes that are from less than $150K may or may not be acceptable to FHA certification, so please keep that in mind. Many of these homes need lots of work and can be fix and flips or rental property investments. These are homes that are (single-family detached) from $200K to $300K.

TO VIEW MORE LISTINGS, CREATE YOUR SEARCH BY USING THE ADVANCED SEARCH TAB AND SELECT THE CITY OF PHOENIX; SINGLE FAMILY DETACHED; AND PRICES FROM $200K TO $220K!

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Homes in Phoenix That Qualify For Down Payment Assistance

821 E Roeser Road, Phoenix $219,900 ▼

INVESTOR ALERT!!!! Wholesale Transaction Highly Discounted & Being Sold As Is.

3 Beds
1 Baths
6469589 MLS
1,396 SqFt.

5713 S 21st Avenue, Phoenix $220,000 ▼

Well priced home ready for a new owner to update. Roof was replaced about 5 years ago. The home sits on a large lot in a cul de sac. Move in and update as you like. Drive...

3 Beds
2 Baths
6474805 MLS
1,316 SqFt.

1427 E Chambers Street, Phoenix $225,000 ▼

Priced to sell!! 3 bedroom block home situated on a north/south lot with mountain views is now available in South Phoenix. Updated in Spring of 2022. Newer carpet in ...

3 Beds
1 Baths
6464562 MLS
966 SqFt.

612 N 69th Drive, Phoenix $235,000

Three Bedrooms one bath, No HOA, needs some work. Seller is selling as it andwill not do any repairs. Ceramic floor tile throughout.

3 Beds
1 Baths
6492733 MLS
972 SqFt.

1221 W Cinnabar Avenue, Phoenix $239,900

Great investment or first time buyer home offering a great floor plan and block construction with updated vinyl framed dual paned windows! 3 bedrooms and 2 3/4 baths wit...

3 Beds
2 Baths
6491026 MLS
1,274 SqFt.

18040 N 19th Lane, Phoenix $240,000

Who is looking for the fix up bargain? 3 bedrooms 2 baths with nice bones. The roof and AC look to have been replaced in the past 10 yrs and in good shape the interior ...

3 Beds
1.75 Baths
6494005 MLS
1,306 SqFt.

3738 W Roosevelt Street, Phoenix $240,000

No HOA! Great investment opportunity to build a New home or Multi-family residence or rehab for increased property value.. One bedroom one bath. Property is being sold as...

1 Beds
1 Baths
6493861 MLS
634 SqFt.

4407 W Mitchell Drive, Phoenix $245,000

TENANT'S RIGHTS! DRIVE BY ONLY! SEND OFFER SUBJECT TO INSPECTION! GREAT INVESTMENT PROPERTY OR YOUR FIRST TIME HOME.....GREAT LONG TERM TENANTS WILLING TO STAY ON A MONTH...

3 Beds
1 Baths
6492165 MLS
962 SqFt.

4508 W Thomas Road, Phoenix $245,000

!!! ATTENTION ALL INVESTORS !!!WE PRESENT YOU WITH A GREAT OPPORTUNITY TO BUY A HOME, FIX IT UP, AND SELL IT FOR A SOLID PROFIT WHICH WILL MAKE IT WORTH YOUR TIME, WHICH ...

4 Beds
1.75 Baths
6493854 MLS
1,401 SqFt.

2549 N 41st Avenue, Phoenix $245,000

TENANT'S RIGHTS! DRIVE BY ONLY! SEND OFFER SUBJECT TO INSPECTION! GREAT INVESTMENT PROPERTY OR YOUR FIRST TIME HOME.....GREAT LONG TERM TENANTS WILLING TO STAY ON A MONTH...

3 Beds
1 Baths
6495141 MLS
996 SqFt.

1833 N 73rd Avenue, Phoenix $245,900

3 bedroom 1.75 bath home. Open kitchen with large dining area. Big backyard, large patio and 2 car carport. laundry room. Ceiling fans throughout.

3 Beds
1.75 Baths
6490247 MLS
1,240 SqFt.

3018 N 86th Lane, Phoenix $249,900

COME OUT AND SEE FOR YOURSELF!!! All Investors, Flippers and anyone interested in rolling up your sleeves and looking for an opportunity to put in the work are welcome. T...

2 Beds
1 Baths
6490133 MLS
1,302 SqFt.

3206 W Polk Street, Phoenix $249,998 ▼

With a little fixing up, this 'As-Is' property will be good as new. Refrigerator, mini-blinds and ceiling fans makes this a cozy house. With an RV gate on this large lot,...

2 Beds
1 Baths
6417529 MLS
690 SqFt.

2634 E Jones Avenue, Phoenix $250,000

PERFECT LOCATION FOR A NEW BUILD! INVESTOR SPECIAL!!! Directly on RIO SALADO RIVER! Less than 10 mins away from SKY HARBOR AIRPORT!!!

1 Beds
1 Baths
6384125 MLS
442 SqFt.

349 N 39th Avenue, Phoenix $250,000

Two homes on one lot NO HOA!!! Great opportunity to double your Income for investors looking to flip! HOMES SOLD AS IS! First property is 2 bed 1 bath. Second home is 1,2...

5 Beds
3 Baths
6485800 MLS
900 SqFt.

343 W Tamarisk Street, Phoenix $250,000

Charming little fixer upper that needs some TLC and priced that way! Great location with access to shopping and everything you need. Centrally located with quick access t...

3 Beds
1 Baths
6492658 MLS
1,413 SqFt.

21459 N 29 Drive, Phoenix $250,000

Attention Investors! This home will be sold as-is, cash only. A great flip/remodel opportunity! This 3 Bed, 2.5 Bath home will require junk removal, sanitation, pest cont...

3 Beds
2.5 Baths
6493446 MLS
1,350 SqFt.

3944 W Hadley Street W, Phoenix $250,500

This is a Great Large Lot with endless Possibilities. LISTING DOES NOT HAVE HOME ACCESSS , SCHEDUELED SHOWINGS ARE PROPERTY ONLY. THIS LISTING INCLUDES 2 LOTS - APN 106...

2 Beds
1 Baths
6438229 MLS
1,054 SqFt.

326 N 39th Drive N, Phoenix $252,000 ▼

Come see this Beautiful remodeled Home in Phoenix!Home has new flooring, plumbing, electrical, paint, updated kitchen with quartz, backsplash & stainless appliances!Home ...

3 Beds
1 Baths
6473868 MLS
728 SqFt.

3026 W Cypress Street, Phoenix $255,000 ▼

This adorable two bedroom home offers great opportunity! Permitted construction to add an additional 947 square feet in the backyard has been started. The interior of the...

2 Beds
1 Baths
6417267 MLS
709 SqFt.

3801 W Sheridan Street, Phoenix $255,000

TENANT'S RIGHTS! DRIVE BY ONLY! SEND OFFER SUBJECT TO INSPECTION! GREAT INVESTMENT PROPERTY OR YOUR FIRST TIME HOME.....GREAT LONG TERM TENANTS WILLING TO STAY ON A MONTH...

3 Beds
1 Baths
6492112 MLS
960 SqFt.

1311 E Mckinley Street, Phoenix $259,900 ▼

Historic Development opportunity in Garfield Historic District, Zoned R-3! This is a project for an experienced investor. Many old features of the home are still preserve...

3 Beds
2 Baths
6461745 MLS
1,742 SqFt.

2922 W Roosevelt Street, Phoenix $259,999

Family owned and loved for over 50 years. This 3 bedroom/1 bathroom home has been well cared for inside and out. Just needs your final touch in the kitchen to make it you...

3 Beds
1 Baths
6491062 MLS
1,157 SqFt.

2148 W Hazelwood Street, Phoenix $260,000

I am a wonderful home that is way larger than I look. I have 3 bedrooms and 2 bathrooms. I am a bit older and so was my owner so I do need a little TLC to bring me back t...

3 Beds
2 Baths
6492519 MLS
1,180 SqFt.

831 S 9th Place, Phoenix $264,900

Your dream home is now available in desirable Phoenix, just minutes away from Chase field, footprint, ASU campus, entertainment, restaurants, Hway 60. CITY ZONE A-2 indus...

3 Beds
2 Baths
6478653 MLS
985 SqFt.

3601 W Hadley Street, Phoenix $265,000

Great opportunity to make this home your own. This 3 bdr 2 ba home needs some updating but otherwise is a good, solid, block home! (AS-IS) Seller won't be able to do any...

3 Beds
2 Baths
6480458 MLS
1,500 SqFt.

4015 W Almeria Road, Phoenix $265,000

TENANT'S RIGHTS! DRIVE BY ONLY! SEND OFFER SUBJECT TO INSPECTION! GREAT INVESTMENT PROPERTY OR YOUR FIRST TIME HOME.....GREAT LONG TERM TENANTS WILLING TO STAY ON A MONTH...

3 Beds
1.75 Baths
6492117 MLS
1,377 SqFt.