Search Phoenix Homes Best for Down Payment Assistance:

THESE HOMES ONLY GO UP TO $220K TO KEEP THE MONTHLY PAYMENTS AT $1500 A MONTH OR BELOW ASSUMING $70 HOA PER MONTH AND HAVING $1500 IN PROPERTY TAXES PER YEAR. THESE CALCULATIONS ARE BASED ON A 4.5% INTEREST RATE FOR 30 YEARS, ON AN FHA LOAN, AND THE LENDER GRANTING THE 3.5% DOWN PAYMENT TO THE BORROWER. We have three lenders; two of them are mortgage brokers and one is a mortgage banker that we use to give you the best programs for Down Payment Assistance. We have evaluated their regulations as far as loan forgivability meaning how long do you have to live in your home before you can sell or refinance. Some of them you must live in the residence for a minimum of 3 years before the Down Payment Assistance grant is forgiven, others can be longer. Also, some of the Down Payment Assistance grants can have a considerably higher interest rate than the primary, 96.5%) first mortgage. Other 3.5% Down Payment Assistance grants can have the same interest rate as the primary 96.5% first mortgage. For more details, please contact us at 480-999-6061 or you can email us at emerritt@hsmove.com

If you can save your 3.5% Down Payment for a normal FHA loan, then for the same payment of $1500 a month, your purchasing power goes up by $17,000 to $238K because of a lower interest rate of 3.75%! Keep in mind that your actual interest rate will depend on your credit scores, Debt to Income ratios, your gross monthly income, and your job or income stability.

Our website features the best Phoenix Real Estate search for homes, condos, land and foreclosure properties available. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor’s database every 15 minutes. There are many communities Phoenix from South Phoenix from Baseline Road and the South Mountain area all the way North past Bell Road and even to Anthem! Phoenix is the longest city (North to South) in the Phoenix Metro area. The homes that are from less than $150K may or may not be acceptable to FHA certification, so please keep that in mind. Many of these homes need lots of work and can be fix and flips or rental property investments. These are homes that are (single-family detached) from $200K to $220K.

TO VIEW MORE LISTINGS, CREATE YOUR SEARCH BY USING THE ADVANCED SEARCH TAB AND SELECT THE CITY OF PHOENIX; SINGLE FAMILY DETACHED; AND PRICES FROM $200K TO $220K!

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Homes in Phoenix That Qualify For Down Payment Assistance

7936 W Coolidge Street, Phoenix $200,000

Maryvale Terrace home, 3 bedrooms, 1 bathroom and bonus room. Tile in all the right places for easy maintenance. Close to shopping, restaurants and much more. Buyer to ve...

3 Beds
1 Baths
6094801 MLS
1,188 SqFt.

4812 S 36th Drive, Phoenix $204,995

Charming fully remodeled 3 bed 2 bathroom home just listed! This beautiful home is priced to sell in an up & coming Phoenix neighborhood. This professional remodel offers...

3 Beds
2 Baths
6103213 MLS
1,100 SqFt.

2305 E Southern Avenue, Phoenix $205,000 ▼

This home is perfect for a growing family that is ready to make the move to home ownership! Charming 3 bedrooms 2 baths, block construction!Located within 15 minutes of ...

3 Beds
2 Baths
6077163 MLS
1,170 SqFt.

2811 N 49th Avenue, Phoenix $205,000

**NOT FOR RENT**LARGE BACKYARD**COVENIENT LOCATION** This 3 Bedroom/ 1.75 Bath home offers a simple but very functional floor plan. Great size backyard is a clean slate r...

3 Beds
1.75 Baths
6103233 MLS
1,057 SqFt.

1005 E Chipman Road, Phoenix $205,000

Beautiful home recently remodeled features three nice size bedrooms and 2 full bathrooms. Great open floor plan with wood laminate flooring and neutral paint palette. A...

3 Beds
2 Baths
6111925 MLS
1,210 SqFt.

6513 W Granada Road, Phoenix $207,000

Nice 3 bedroom home in a family neighborhood and an awesome starter home for a family. Nice maintained home. AC & furnace replaced in 2014. Upgraded within 3 years: therm...

3 Beds
2 Baths
6066758 MLS
1,280 SqFt.

3861 W Country Gables Drive, Phoenix image

3861 W Country Gables Drive, Phoenix $207,000 ▼

Attention experienced Investors/Flippers! 4BR/2BA home in Valley Villa in need of repair. Home has RV Gate and is located on a corner lot next to parks.

4 Beds
2 Baths
6100452 MLS
1,490 SqFt.

6402 W Columbus Avenue, Phoenix $208,500

REMODELED 3 Bedroom Home 1 Bath Home Including New Tile Floors And Carpet In Bedrooms, Inside & Outside Paint, New AC, NewWater Heater, Granite In Kitchen, New Cabinets, ...

3 Beds
1 Baths
6094016 MLS
1,110 SqFt.

2820 W Bethany Home Road, Phoenix $209,000

A charming 2 bed, 1 bath property located on a huge 2.5 acre lot in Phoenix is now on the market! Surrounded by commercial districts where you'll find all your favorite p...

3 Beds
2 Baths
6106281 MLS
1,071 SqFt.

5901 N 31st Avenue, Phoenix $209,900

A home this size in this price range is a rare find. Close to GCU and will make a great investment. Come on in and make this spacious vacant home your own!

4 Beds
2.5 Baths
6099151 MLS
1,615 SqFt.

2206 W Glendale Avenue, Phoenix $209,900

Great location close to I-17. GREAT OPPORTUNITY ON THIS HOUSE**NEEDS SOME TLC TO MAKE IT YOUR OWN**HOUSE FEATURES STAINED CONCRETE FLOORS, TILE COUNTERTOPS IN KITCHEN, PO...

3 Beds
2 Baths
6099891 MLS
1,131 SqFt.

2512 W Belmont Avenue, Phoenix $209,900

Well maintained cozy 2 bedroom, 2 bathroom with 900 SQFT DETACHED GARAGE!! wooden shutters throughout, newer kitchen cabinets, breakfast bar, laminate counter tops, refri...

2 Beds
2 Baths
6098012 MLS
744 SqFt.

4341 N 66th Drive, Phoenix $209,900

Quaint house in a mature neighborhood. Home features new paint inside and out. Great room upon entry, kitchen with all appliances included. All tile flooring throughout t...

3 Beds
1 Baths
6111941 MLS
1,025 SqFt.

4614 N 50th Avenue, Phoenix $209,999

3 bedroom and 2 bathroom home with 1 car garage and Backyard RV entrance.

3 Beds
2 Baths
6112206 MLS
1,133 SqFt.

3602 W El Caminito Drive, Phoenix $210,000

Excellent value ! Newer a/c, roof and exterior paint. One of the largest lots in the community. Nice floor plan with tile floors in the main areas. Updated electrical an...

3 Beds
2 Baths
6061374 MLS
1,340 SqFt.

8403 W Lewis Avenue, Phoenix $210,000

Centrally located, easy access to the 10 Freeway. Come see this nice 2 Master Bedroom home. A/C replaced in 2019. Home features great room, kitchen with granite and cen...

2 Beds
2.5 Baths
6103838 MLS
1,522 SqFt.

3926 W Maryland Avenue, Phoenix $210,000

3 beds 2 baths, red brick home with block fence.Single level floor plan 990 sqft, it is suitable for start up family. Eat in kitchen, separate living room, master bath ro...

3 Beds
1.75 Baths
6106450 MLS
990 SqFt.

3508 E Winchcomb Drive, Phoenix $210,000

Exclusive opportunity to receive 20% off List Price (see attached docs for details.) Amazing home is move in ready with great incentives is for an owner occupant that mee...

3 Beds
1 Baths
6108066 MLS
952 SqFt.

9004 N 2nd Drive, Phoenix $210,000

Come check out this amazing home on a large corner lot. This home is equipped with ample space for all of your toys with the extra gated parking. Schedule your showing to...

2 Beds
1.5 Baths
6110259 MLS
1,024 SqFt.

4131 N 28th Drive, Phoenix $210,000

Great opportunity to own a 5 Bed, 2 Bath home in the city of Phoenix! This home is a fixer upper and will be sold AS-IS. 1 bed, 1 bath with its own kitchenette and separa...

5 Beds
2 Baths
6111572 MLS
1,283 SqFt.

2007 W Roeser Road, Phoenix $210,000

Nice, clean home located in South Phoenix with RV gate. Close to downtown and freeways. NO HOA!

3 Beds
2 Baths
6111046 MLS
1,218 SqFt.

2850 W Orchid Lane, Phoenix $214,999 ▼

Very nicely maintained 3 bedroom, close to freeways, airport, schools. very convenient.Newer wood laminate floor.

3 Beds
1.5 Baths
6089274 MLS
1,180 SqFt.

4042 W Townley Avenue, Phoenix $215,000 ▲

BACK ON MARKET. ALL-TILE Floors except for Family Room (carpet)!!! This lovely 3-Bedroom, 2-FULL BATHS is conveniently located near local schools and shopping! The hom...

3 Beds
2 Baths
6003302 MLS
1,421 SqFt.

7809 W Southgate Avenue, Phoenix $215,000

Lender approved short sale!!Great 3 bedroom 2 bath home on a large lot with an RV Gate! The kitchen features plenty of cabinets and counter space as well as a breakfast ...

3 Beds
2 Baths
6034810 MLS
1,694 SqFt.

2931 W Luke Avenue, Phoenix $215,000

This block home has 1852SF, 4 bedrooms & 2 baths. There is tile in living room, dining room, hall, bath & family room. The original carport was enclosed as guest room wit...

4 Beds
2 Baths
6053118 MLS
1,852 SqFt.

1137 E Alice Avenue, Phoenix $215,000

DO NOT DISTURB OCCUPANT...COURT APPROVAL REQUIRED...Investor Opportunity price to sell.

3 Beds
2 Baths
6089658 MLS
1,092 SqFt.

4815 E Windsor Avenue, Phoenix $215,000

Owner/Agent home needs a lot of TLC and will be great for an investor or home buyer who wants to be in a desirable central Phoenix location and still be able to afford to...

1 Beds
1 Baths
6101530 MLS
878 SqFt.

7723 W Mulberry Drive, Phoenix $215,000

None

3 Beds
2 Baths
6104083 MLS
1,513 SqFt.

2739 W Griswold Road, Phoenix $215,000

Charming 3 bed 1 bath home for sale with tons of storage space. Perfect for first time home buyers with plenty of room to grow or an excellent investment property that is...

3 Beds
1 Baths
6106868 MLS
1,275 SqFt.

4426 N 85th Avenue, Phoenix $215,000

Nice 2 bedroom home, feels bigger then the square footage. Will go fast, single family home on nice lot, great price! Darling home in great location at 83rd Ave and Indi...

2 Beds
1 Baths
6108928 MLS
795 SqFt.

4609 W Indianola Avenue, Phoenix $215,000

Come check out this beautiful well kept 4 bedroom 2 bath home. Tile throughout most of the house. Backyard has plenty of space with Pavers and artificial grass. Master h...

4 Beds
2 Baths
6109443 MLS
1,172 SqFt.

208 W Harwell Road, Phoenix $215,000

CHARMING SINGLE STORY HOUSE IN KEY WEST ESTATES. THE HOUSE INCLUDES THREE BEDROOMS, TWO BATHS, PLUS LARGE ROOM THAT COULD BE USED AS ANOTHER BEDROOM OR? THE FRONT YARD H...

3 Beds
2 Baths
6109593 MLS
1,304 SqFt.

1734 W Brown Street, Phoenix $215,000

This is Your Chance to own a Completely REBUILT home, minutes from North Mountain Park, that shines like NEW! Reconstructed from block walls to foundation, this property ...

3 Beds
2 Baths
6109583 MLS
1,092 SqFt.

2635 N 55th Avenue, Phoenix $217,500 ▲

Hurry and come take a look at this absolutely charming home before it gets snatched up! Great location only minutes from the I-10 and I-17. Some of the great features inc...

3 Beds
2 Baths
6066133 MLS
1,451 SqFt.

2002 W Hadley Street, Phoenix $219,900 ▼

None

3 Beds
2 Baths
6093169 MLS
1,164 SqFt.

2821 W Coolidge Street, Phoenix $219,900 ▼

Great central Phoenix location at Camelback and I17! Close to shopping, restaurants, hospitals, and bus route. This home is tile throughout and carpet in bedrooms--on a ...

3 Beds
1 Baths
6093491 MLS
1,167 SqFt.

2039 W Mobile Lane, Phoenix $219,900

Great move in ready home available in Braewood South. The home has an open layout with tile throughout, , graniite countertops, a newer efficient HVAC and a newer stove....

3 Beds
2 Baths
6099045 MLS
1,028 SqFt.

3126 W Maryland Avenue, Phoenix $219,900

Come see this renovated vacant home. Everything is new, clean, and ready for you to move in. This home is close to I-17 and GCU. Come check out your home today.

3 Beds
2 Baths
6099173 MLS
1,162 SqFt.

18601 N 33rd Drive, Phoenix $219,900

None

2 Beds
2 Baths
6103445 MLS
1,050 SqFt.

2327 N 41st Drive, Phoenix $219,900

RV Gate. No HOA! Move in ready! This is a fabulous one story block home recently remodeled that features an open floor plan, 3 large bedrooms and a huge backyard with an ...

3 Beds
2 Baths
6111081 MLS
972 SqFt.

2022 E Burgess Lane, Phoenix $219,995

Charming fully remodeled 4 bed 2 bathroom home just listed! This beautiful home is priced to sell in an up & coming Phoenix neighborhood. This professional remodel offers...

4 Beds
2 Baths
6106942 MLS
1,100 SqFt.

3531 W Vernon Avenue, Phoenix $220,000 ▼

2bed 1bath house with a 1bed 1bath studio/guest house in back. Owner just finishing up remodel, extra long driveway can fit eight+ cars. Extra room to expand. New owner c...

2 Beds
1.75 Baths
6047235 MLS
1,307 SqFt.

6905 W Roosevelt Street, Phoenix $220,000 ▲

NEW ROOF INSTALLED. Nice 3 BEDROOM, 1.5 BATH, MUST SEE HOME. New paint throughout the home, stucco all around and RV parking with Lots of extra parking space.Front fence,...

3 Beds
1.5 Baths
6091775 MLS
1,291 SqFt.

3609 W Belmont Avenue, Phoenix $220,000

Check out this beautiful block built three bedroom two bath home, sitting on a N/S exposed over-sized lot in an established neighborhood close to schools, shopping and ma...

3 Beds
2 Baths
6098697 MLS
1,176 SqFt.

821 N 59th Lane, Phoenix $220,000

Phenomenal Deal - Owner has just replaced ALL NEW DUAL PANE WINDOWS ** NEW WATER HEATER ** WASHER, DRYER AND REFRIGERATOR INCLUDED ** LARGE & SPACIOUS GREAT ROOM ** OPEN ...

3 Beds
2 Baths
6101154 MLS
1,138 SqFt.

5412 W Cambridge Avenue, Phoenix $220,000

Very Nice, Cozy, Warm & Clean home. Well centralize located . Easy access to new 202 freeway and I10 and main arterial roads. 3 bedrooms, 2 bathrooms, Private Pool, Kit...

3 Beds
2 Baths
6106468 MLS
1,284 SqFt.

8836 W Mackenzie Drive, Phoenix $220,000

Corner lot with new Roof and Paint two years age, flooring up dated 2016, Kitchen updated 2016, and the bathroom in 201.

2 Beds
1 Baths
6109229 MLS
984 SqFt.

2812 W Glenrosa Avenue, Phoenix $220,000

INVESTMENT PROPERTY OR SINGLE FAMILY RESIDENCE! NO HOA! Recently remodeled in 2020! This 3 bedroom, 2 bath single story home is move-in ready. Recent seller updates ...

3 Beds
2 Baths
6112253 MLS
1,200 SqFt.

Homes in Phoenix Best For Down Payment Assistance

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Search Phoenix Homes Best for Down Payment Assistance:

Homes in Phoenix That Qualify For Down Payment Assistance

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